Year-End Charitable Gifting

Year-End Charitable Gifting

Are you making charitable donations this holiday season? If so, you should know about some of the financial “fine print” involved, as the right moves could potentially bring more of a benefit to the charity and to you.   To deduct charitable donations, you must itemize them on I.R.S. Schedule A. So, you need to […]

Life Insurance is Probably Cheaper Than You Think

Life Insurance is Probably Cheaper Than You Think

According to a new study, 41% of Americans lack life insurance coverage. The 2017 Insurance Barometer Study, conducted by the non-profit organizations LIMRA and Life Happens, also discovered that while 84% of Americans felt life insurance was appropriate for most people, just 70% thought it was a good idea for them.1   What is preventing […]

Should You Look at Insurance as an Investment?

Should You Look at Insurance as an Investment?

Is a permanent life insurance policy an investment? One financial professional might answer that question with a “no,” while another might say “in a sense, yes.” Just as some people see a home as an investment, while others do not. Opinions differ.    Everybody can agree on the core purpose of a permanent life insurance […]

Are You Insured?

Are You Insured?

  September is National Life Insurance Awareness Month—a good time to think about the value and importance of insuring yourself.   According to a recent Bankrate survey, 42% of Americans have no life insurance at all. They may not know that life insurance coverage has become much more affordable than it once was.1   Many […]

Life Insurance Matters, Here’s 7 Reasons Why

Life Insurance Matters, Here’s 7 Reasons Why

Besides the death benefit, it may also help you financially during your life. As Bankrate.com noted, 43% of Americans have no life insurance. Some view it as optional; some have simply procrastinated when it comes to buying a policy. Others believe that they can’t afford it.1 7 Reasons You Should Have Life Insurance: Reason #1 […]