Your 2019 Financial To-Do List

Your 2019 Financial To-Do List

What financial, business, or life priorities do you need to address for 2019? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to lowering your taxes. You have plenty of options. Here are a few that might prove convenient. […]

Why Did Treasury Yields Jump?

Why Did Treasury Yields Jump?

Investors raised eyebrows in early October as long-dated Treasury yields soared. On Tuesday, October 2, the yield of the 10-year note was at 3.05%. The next day, it hit 3.15%. A day later, 3.19%. What was behind this quick rise, and this sprint from Treasuries toward riskier assets? You can credit several factors.1     One, […]

Balancing Your Checkbook

Balancing Your Checkbook

Do you know how much money you have in your checking account? If you keep your checkbook balanced, answering that question becomes easier.     Balancing, reconciling, whatever you want to call it – this is a core financial skill, even if you happen to do all your banking online. If you bounce a check, […]

Facts About Refinancing

Facts About Refinancing

In the first quarter of 2018, the refinance share of home loan applications in the U.S. fell to 40%, the lowest in ten years. Higher mortgage rates had reduced demand for refis.1   Still, the refi is not exactly dead. If you have good credit, you may be considering refinancing yourself, for one or more […]

The Risks of Putting Too Much Into an Annuity

The Risks of Putting Too Much Into an Annuity

It may not be good to have all your eggs in an annuity basket. Or even a majority of your eggs, financially speaking.      Fundamentally, an annuity contract means handing over your money to an insurer. In turn, the insurer pays out an income stream to you from that lump sum (or from the […]

Financing a College Education

Financing a College Education

A university education can often require financing and assuming debt. If your student fills out the Free Application for Federal Student Aid (FAFSA) and does not qualify for a Pell Grant or other kinds of help, and has no scholarship offers, what do you do? You probably search for a student loan.   A federal […]

Keeping This Correction in Perspective

Keeping This Correction in Perspective

Are you upset by what is happening on Wall Street? It may help to see this pullback within a big-picture context. Corrections have become so rare as of late that when one occurs, emotion threatens to influence investment decisions.   So far, February has been a rough month for equities. At the close on February […]

Your 2018 Financial To-Do List

Your 2018 Financial To-Do List

What financial, business, or life priorities do you need to address for 2018? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to lowering your taxes. You have plenty of options. Here are a few that might prove convenient: […]