Will Debt Spoil Too Many Retirements?

Will Debt Spoil Too Many Retirements?

The key points of retirement planning are easily stated. Start saving and investing early in life. Save and invest consistently. Avoid drawing down your savings along the way. Another possible point for that list: pay off as much debt as you can before your “second act” begins.    Some baby boomers risk paying themselves last. […]

Managing Money Well as a Couple

Managing Money Well as a Couple

When you marry or simply share a household with someone, your financial life changes – and your approach to managing your money may change as well. To succeed as a couple, you may also have to succeed financially. The good news is that is usually not so difficult.   At some point, you will have […]

Little Things that May Help Your Retirement Savings

Little Things that May Help Your Retirement Savings

Saving for retirement takes decades and demands the investment of significant amounts of your income. As this major effort unfolds, you should recognize that some subtle factors and seemingly minor decisions could end up making a sizable and positive impact on your financial future.        Your investment yield may be less important than the […]

Saving More Money, Now & Later

Saving More Money, Now & Later

Directly & indirectly, you might be able to save more per month than you think. Hidden paths to greater savings can be found at home and at work, and their potential might surprise you.     Little everyday things may be costing you dollars you could keep. Simply paying cash instead of using a credit card […]