

Community Involvement
Retirement Income Solutions is proud to support numerous non-profit organizations and worthy causes. Collectively, our team provides service through volunteering, in addition to financial support, to a number of worthy causes each year.
Catholic Charities, Diocese of Trenton
Damian Sylvia, Executive Board Member, Monmouth County
Since 1913, Catholic Charities, Diocese of Trenton has provided life-saving support, restored dignity, and helped individuals and families become self-sufficient. We offer mental health, poverty-reduction, and crisis services—especially for those facing trauma and adversity. Learn more at CatholicCharitiesTrenton.org.

Rotary Club of Asbury Park
Gail Matarazzo, President (2017-2018)
Rotary International unites business and professional leaders to provide humanitarian service and promote global goodwill. The Rotary Club of Asbury Park supports causes in Asbury Park, Ocean Twp., Bradley Beach, and Neptune. Learn more at AsburyParkRotary.org.

Big Brothers & Sisters New Jersey
Michael Standley, Mentor
Big Brothers Big Sisters of Coastal and Northern NJ offers one-to-one mentoring for youth ages 6–18 through various programs. These relationships help kids grow into confident, capable, and caring community members. Learn more at MentorNJ.org.

At Retirement Income Solutions,
our mission is to create a worry-free retirement by ensuring security, consistency, & freedom in your later years.
Why Us?
Retirement Income Solutions specializes in structuring retirement strategies and investment management for pre-retirees and retired individuals, helping them achieve financial stability, organization, and peace of mind. Our mission is to create a worry-free retirement by ensuring security, consistency, and freedom in our clients’ later years.
As an independent advisory, we have the flexibility to customize retirement plans tailored to each client’s unique needs. We don’t believe in a cookie-cutter approach—everyone’s financial situation is different, and one size does not fit all when it comes to retirement planning.
Achieving Your Goals
Our clients receive first-class attention and care early on with Retirement Income Solutions. Once the appropriate recommendations are made and selected, we develop a customized retirement roadmap to help each client reach their goals. This is a step-by-step process to show the strategic positioning of assets in retirement.
Retirement Roadmap
A successful retirement plan requires regular reviews. It is critical to take stock of assets and refine distribution strategies because sometimes client’s lifestyle changes or they have a new set of goals and interests. This is why regularly scheduled reviews are necessary and a priority at Retirement Income Solutions.
Worry-Free Retirement
We will ensure that not only your needs are met, but that your wants are too. It is our goal to create a worry-free retirement for you and your family, this means that you never run out of funds needed to sustain your lifestyle throughout retirement.
How We Work
Our three focuses are: building a retirement plan, protecting wealth, and distributing wealth. We customize appropriate financial strategies to exceed retirement goals and objectives, and can help you execute a sound financial program utilizing the following products and services:
-
Developing wealth-building strategies for retirement.
-
Providing financial education to help clients reach their maximum financial potential.
-
Financial examination of one’s current financial position.
-
Identify and rectify potential financial problems & pitfalls.
-
Create an ideal present financial position.
Why Us?
We specialize in structuring retirement strategies and investment management for pre-retirees and retired individuals, helping them achieve financial stability, organization, and peace of mind.
As an independent advisory, we have the flexibility to customize retirement plans tailored to each client’s unique needs. We don’t believe in a cookie-cutter approach—everyone’s financial situation is different, and one size does not fit all when it comes to retirement planning.
Achieving Your Goals
Our clients receive first-class attention and care early on with Retirement Income Solutions. Once the appropriate recommendations are made and selected, we develop a customized retirement roadmap to help each client reach their goals. This is a step-by-step process to show the strategic positioning of assets in retirement.
Retirement Roadmap
A successful retirement plan requires regular reviews. It is critical to take stock of assets and refine distribution strategies because sometimes client’s lifestyle changes or they have a new set of goals and interests. This is why regularly scheduled reviews are necessary and a priority at Retirement Income Solutions.
How We Work
Our three focuses are: building a retirement plan, protecting wealth, and distributing wealth. We customize appropriate financial strategies to exceed retirement goals and objectives, and can help you execute a sound financial program utilizing the following products and services:
-
Wealth-building strategies for retirement
-
Financial education to help you reach your max potential
-
Financial examination of one’s current financial position
-
Identifying & rectifying potential financial problems
-
Creating an ideal present financial position
Why Us?
We specialize in structuring retirement strategies and investment management for pre-retirees and retired individuals, helping them achieve financial stability, organization, and peace of mind.
As an independent advisory, we have the flexibility to customize retirement plans tailored to each client’s unique needs. We don’t believe in a cookie-cutter approach—everyone’s financial situation is different, and one size does not fit all when it comes to retirement planning.
Why Us?
We specialize in structuring retirement strategies and investment management for pre-retirees and retired individuals, helping them achieve financial stability, organization, and peace of mind.
As an independent advisory, we have the flexibility to customize retirement plans tailored to each client’s unique needs. We don’t believe in a cookie-cutter approach—everyone’s financial situation is different, and one size does not fit all when it comes to retirement planning.
Why Us?
We specialize in structuring retirement strategies and investment management for pre-retirees and retired individuals, helping them achieve financial stability, organization, and peace of mind.
As an independent advisory, we have the flexibility to customize retirement plans tailored to each client’s unique needs. We don’t believe in a cookie-cutter approach—everyone’s financial situation is different, and one size does not fit all when it comes to retirement planning.
Achieving Your Goals
Our clients receive first-class attention and care early on with Retirement Income Solutions. Once the appropriate recommendations are made and selected, we develop a customized retirement roadmap to help each client reach their goals. This is a step-by-step process to show the strategic positioning of assets in retirement.
Retirement Roadmap
A successful retirement plan requires regular reviews. It is critical to take stock of assets and refine distribution strategies because sometimes client’s lifestyle changes or they have a new set of goals and interests. This is why regularly scheduled reviews are necessary and a priority at Retirement Income Solutions.
How We Work
Our three focuses are: building a retirement plan, protecting wealth, and distributing wealth. We customize appropriate financial strategies to exceed retirement goals and objectives, and can help you execute a sound financial program utilizing the following products and services:
-
Developing wealth-building strategies for retirement.
-
Providing financial education to help clients reach their maximum financial potential.
-
Financial examination of one’s current financial position.
-
Identifying and rectifying potential financial problems & pitfalls.
-
Creating an ideal present financial position.
Why Us?
We specialize in structuring retirement strategies and investment management for pre-retirees and retired individuals, helping them achieve financial stability, organization, and peace of mind.
As an independent advisory, we have the flexibility to customize retirement plans tailored to each client’s unique needs. We don’t believe in a cookie-cutter approach—everyone’s financial situation is different, and one size does not fit all when it comes to retirement planning.

Damian Sylvia, President of Retirement Income Solutions, has over 40 years of experience in retirement planning, Social Security strategies, and principal protection. He specializes in creating customized retirement plans that provide security, consistency, and financial freedom.
“My goal is to eliminate clients’ worries about investment risk, market uncertainty, and outliving their retirement savings.”
Damian Sylvia
President

Marissa Falco leads our business development and sales, crafting innovative strategies to better serve clients. Dedicated to personalized service, she educates and supports clients while strengthening relationships and expanding our Retirement Income Solutions family.
She holds a BA in Business from Coastal Carolina University and is licensed in Life and Health Insurance across NJ, NY, FL, SC, and MD.
Marissa Falco
Client Relations Director

Gail Matarazzo has been part of the management team at Retirement Income Solutions team since 2008, serving as the Financial & Administration Director.
With more than 20 years of experience in office management and customer service, Gail oversees all aspects of day-to-day operations including underwriting, policyholder relations, and communications with financial institutions. Gail is licensed for life and health insurance products.
Gail Matarazzo
Financial & Administration Director
Meet Your Retirement Planning Team
With over 40 years of combined wealth distribution experience, our management team is dedicated to helping clients retire with confidence.
With over 40 years of combined wealth distribution experience,
our management team is dedicated to helping you retire with confidence.
Satisfied Customers

Mr. Sylvia was very professional, very knowledgeable, and very helpful. We met at a free Social Security seminar he offered at a local library. Even though he knew I was already working with another advisor, he made good on his commitment to provide a comprehensive analysis of my options, and even took the time to help me see where I could improve my savings performance. Highly recommend his services.
Jim K.

Working with Damian is stressless. I had a pile of statements from different investments that I admit I didn’t understand. He was able to not only sort it all out, but explain everything to me so I understood what I had and the safest way to invest it. The staff in the office, Gail and Marissa, are incredible. Anytime I call with an issue or question they are kind, super helpful and knowledgeable. I’ve sent friends to Damian and they have been extremely happy.
Ellen H.

The Good Lord was watching over me when I suddenly decided to attend one of Damian Sylvia’s Social Security seminars in the summer of 2022, followed by a meeting with him shortly after. Although I was already in retirement, he changed my life and calmed the fears I had about the years ahead. His style is calming, thorough, understanding. He presents the options in a manner that is easy to understand. Having followed his suggestions, I can now breathe a sigh of relief each month for the rest of my life! His staff is wonderful and immediately responsive. So refreshing in this day and age! Hats off to Damian and his entire team!!
Michele P.

5 stars isn’t enough. Damian and his staff answered all my questions. Showed me the growth my contributions over my working years would yield me come retirement time. The staff is very knowledgeable. It really hit home when they told me it’s not about the contribution rather the compound interest. The paperwork was so easy. They highlighted where I needed to sign. Told me what to do every step of the way. Marissa was fabulous. She took her time and explained everything.