Your Emergency Fund: How Much is Enough?

Your Emergency Fund: How Much is Enough?

Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as you’re driving to work, giving yourself your best, “You can make it!” pep talk, you see smoke seeping out from under […]

Bad Money Habits To Break

Bad Money Habits To Break

Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns, year after year. If you sometimes succumb to these financial tendencies, now is as good a time as any to alter your behavior.   #1: Lending money to family & friends. You may know someone who has lent […]

Underappreciated Options for Building Retirement Savings

Underappreciated Options for Building Retirement Savings

There are a number of well-known retirement savings vehicles, used by millions. Are there other, relatively obscure retirement savings accounts worthy of attention? Are there prospective benefits for retirement savers that remain under the radar?   The answer to both questions is yes. Consider these potential routes toward greater retirement savings.       Health Savings […]

The Snowball Effect

The Snowball Effect

Have you been saving for retirement for a decade or more? In the foreseeable future, something terrific is likely to happen with your IRA or your workplace retirement plan account. At some point, its yearly earnings should begin to exceed your yearly contributions.    Just when could this happen? The timing depends on several factors, […]

Underappreciated Options for Building Retirement Savings

Underappreciated Options for Building Retirement Savings

There are a number of well-known retirement savings vehicles, used by millions. Are there other, relatively obscure retirement savings accounts worthy of attention? Are there prospective benefits for retirement savers that remain under the radar?   The answer to both questions is yes. Consider these potential routes toward greater retirement savings.       Health Savings […]

Catching Up on Retirement Saving

Catching Up on Retirement Saving

Do you fear you are saving for retirement too late? Plan to address that anxiety with some positive financial moves. If you have little saved for retirement at age 50 (or thereabouts), there is still much you can do to generate a fund for your future and to sustain your retirement prospects.          Contribute […]

Wise Money Moves Young Women Can Make

Wise Money Moves Young Women Can Make

As a young woman, you have an opportunity to make some major financial strides. You truly have time on your side when it comes to investing, saving, and harnessing the power of compounding. Now is the time to pay yourself first and do those things that could make you wealthy in the future.   Your […]

What Do You Have in Reserve for 2018?

What Do You Have in Reserve for 2018?

How much does the average American household have in the bank? Estimates vary, but the short answer to this question is “not enough.”   Last year, a GoBankingRates poll discovered that 57% of U.S. households had less than $1,000 in deposit accounts (although, 25% reported having at least $10,000). A 2017 analysis from Moebs Services, […]